Kembara Investment - ​The technical terms

Kembara Investment - ​The technical terms
The term "saver" is typically used to refer to those who have amassed money over time, savings that are then typically invested.

When savers put their money into investments, they are given the title of investor, and they take on the role of capital provider.

Investors are frequently referred to as lenders when their investment takes the form of a loan, that is, money that is provided with the understanding that it will be repaid with interest. 

In a similar vein, a person who is financially strapped is referred to as a "spender." Spenders are considered consumers of capital once they have obtained the necessary funds and have begun to put those funds to use. People are referred to as borrowers in common parlance if they are in possession of a loan.