LAW

Published on
Legal Terms -Debt
The total amount of money owed to another individual or organization. The duty to make good on an amount owing


Picture
Published on
Legal Terms – debtor
1. One who owes a debt.2. The person who is getting credit under a *consumer-credit agreement or the person to whom his rights and obligations under the agreement have been transferred by assignment or operation of law (as defined by the Consumer Credit Act of 1974)


Picture
Published on
Legal Terms - debtor-creditor agreement
A *credit agreement with a consumer that is governed by the Consumer Credit Act of 1974. It could be:

1. a *restricted-use credit agreement to fund a transaction (such as when a loan is made directly by the creditor to a dealer who would supply the debtor) between the debtor and a supplier in the absence of any agreements between the parties;
2. a limited-use credit arrangement to refinancing the debtor's current debt to the creditor or any other entity;
3. an unlimited-use credit agreement (such as a simple money loan) that is not granted by the creditor through agreements with a supplier with the understanding that the credit will be utilized to fund a deal involving the debtor and the supplier.


Picture
Published on
Legal Terms - debtor-creditor-supplier agreement
A *credit agreement with a consumer that is governed by the Consumer Credit Act of 1974. 1. a *restricted-use credit arrangement to fund a transaction (such as the purchase of goods on credit) between the debtor and the creditor, which may or may not be included in that agreement;
An unrestricted-use credit agreement made by the creditor under pre-existing arrangements between himself and a supplier with the knowledge that the credit is to be used to finance a transaction between the debtor and the supplier; 2. a restricted-use credit agreement made by the creditor and involving arrangements between himself and the supplier


Picture
Published on
egal Terms - deceit
According to Derry v. Peek (1889) 14 AC 337 (HL), a tort is committed when someone intentionally (i.e., without believing it to be true) or recklessly (i.e., carelessly whether it be true or false) makes a false statement of fact with the intention that it should be acted upon by someone else. When this happens, the victim suffers damages.


Picture
Published on
Legal Terms – Deception
Deception is defined as intentionally or carelessly misrepresenting to another person, by words or deeds, a fact (including the existence of an intention) or legal requirement. Although deceit in and of itself is not illegal, there were six deceptive crimes that carried a prison sentence up until January 2007:
1. Acquiring real estate.
2. Acquiring an overdraft, insurance coverage, an annuity contract, or the chance to work a job and make more money or win money from betting. The maximum sentence for these two offenses is ten years in prison.
3. Getting any services (such getting a car or hiring a driver or typist).
4. Securing the forgiveness of all or a portion of an outstanding debt (one's own or another's) with the intention of entering a complete or partial permanent default.
5. Making someone wait for or forgo paying him a debt.
6. Getting a waiver or reduction in the obligation to pay for anything (for example, getting free or inexpensive travel by feigning to be an elderly person).
The Fraud Act 2006 eliminated certain offenses as of January 15, 2007, although since the Act is not retroactive, previous offenses are nonetheless covered by the old legislation.
If consent to have sex is acquired by purposeful lying about the "nature and purpose of the act," this may be enough to vitiate the consent and result in the commission of an offence under the Sexual Offences conduct 2003 (ss. 74, 76). The courts (Assange v. Swedish Prosecution Authority [2011] EWCH 2849; R v. McNally [2013] EWCA Crim 1051) have construed this narrowly.



Picture
Published on
Legal Terms - declaration
1. (Relating to evidence law) an untrue declaration, whether made orally or in writing. The phrase is mostly used in reference to specific categories of extrajudicial declarations that are customarily accepted as an exemption to the general prohibition against *hearsay evidence; these categories include *pedigree* declarations and *statements regarding public or general rights.
2. An optional remedy in which the High Court determines a person's rights, duties, or legal status. Although a declaration cannot be directly enforced, it is often sought in public law (e.g., to test a claim that a decision made by an administrative authority, tribunal, or inferior court is *ultra vires), as well as private law (e.g., to answer a question as to nationality or rights under a will). Under both public and private law, the petitioner must demonstrate standing, or that the matter directly concerns him.


Picture
Published on
egal Terms - declaration against interest
A *statement made by a since-deceased individual knowing, at the time of the declaration, that it would go against his proprietary or financial interests.


Picture
Published on
egal Terms - declaration concerning pedigree
A *statement on a contested blood relation's pedigree or the spouse of a blood relation made by a person who has since passed away or assumed from family behavior. The declaration, as evidence, had to be made prior to the dispute in which it is offered. As an exemption to the hearsay rule, a pedigree declaration has historically been acceptable at common law.


Picture
Published on
Legal Terms - declaration concerning public or general rights
​A *declaration made by a person concerning the reputed existence of a public or general right. Public rights affect everyone (e.g. a public *right of way) while general rights affect a class of people (e.g. a right of *common). An oral or written declaration concerning public or general rights has traditionally been admissible at common law as an exception to the hearsay rule, for example when the maker of the declaration has since died.



Picture