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​KembaraXtra – Legal Terms – Motor Insurers’ Bureau


The Motor Insurers’ Bureau (MIB) is an organization established by the insurance industry through agreement with the Department for Transport.


Its main function is to compensate victims of road accidents where the responsible driver is uninsured or cannot be identified. This ensures that innocent victims are not left without compensation.


The Bureau commonly assists in cases involving hit-and-run drivers or motorists who have failed to obtain legally required insurance under road traffic legislation.


Where a court judgment against the responsible party cannot be satisfied because the driver lacks insurance, the MIB may step in to pay compensation.


The organization therefore plays an important role in protecting road users and supporting the enforcement of compulsory motor insurance laws.
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