LAW

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Legal Terms - deviation n. (in marine insurance)
The deviation of a vessel from a predetermined route. A vessel is required to adhere to the course delineated in a voyage or mixed insurance policy in the absence of a designated course, the vessel must follow the customary route for the voyage. Deviation absolves the underwriters from any obligation for any subsequent loss, regardless of whether it increases the risk, unless it results from circumstances beyond their control or is warranted on specific, narrowly defined grounds (e.g., to assure safety) to rescue human life rather than solely to protect property. An unreasonable delay may constitute a deviation. The insurance coverage does not reactivate upon the ship's return to its original course. In a voyage charter, the potential for deviation is typically addressed with a specific deviation clause in the charterparty. Permitted deviation for commodities transported under a bill of lading is governed by the Hague Rules.


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