FINANCE

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Islamic Derivatives – Warrants vs Call Options 


A. Basic Similarity
  • Both give:
    • Right (not obligation) to buy an asset
    • At a fixed price
    • Within a specific time period
  • Both behave like:
    • Call-type instruments


B. Warrants
Definition
  • Warrant = company-issued right to buy shares


Key Features
  • Issued by:
    • The company itself
  • Underlying asset:
    • Company’s own shares
  • When exercised:
    • ✔️ Investor buys shares from the company
    • ✔️ Company issues new shares
  • Effect:
    • Increases number of shares outstanding
  • Often:
    • Attached to bonds or securities


C. Call Options
Definition
  • Call option = market-traded right to buy an asset


Key Features
  • Issued by:
    • Investors/traders (not the company)
  • Underlying asset:
    • Shares, commodities, indices, etc.
  • When exercised:
    • ✔️ Buyer purchases from another investor
    • ❌ Company is not involved
  • Effect:
    • No change in company shares
  • Commonly:
    • Traded actively in markets


D. Key Differences (in points)
  • Warrants are issued by companies; call options are created by market participants
  • Warrants involve new shares being issued; call options involve existing shares only
  • Warrants are often long-term; call options are usually short-term
  • Warrants are often attached to financial products; call options are stand-alone contracts
  • Warrants are more linked to real investment; call options are often used for speculation


E. Shari’ah Perspective
  • Warrants:
    • Sometimes viewed more favorably because:
      • Linked to real shares and ownership
  • Call options:
    • More concerns due to:
      • Gharar
      • Maisir
      • Speculative trading


F. Final Takeaway
  • ✔️ Both give right to buy
  • ❗ Main difference:
    • Warrant = company-issued, leads to new shares
    • Call option = market-traded, no company involvement



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