FINANCE

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KembaraXtra – Islamic Derivatives: Call Option & Put Option Using Goods (Simple Scenarios)


🔹 Call Option (Goods Example)
 
👉 A call option gives the right to buy goods at a fixed price.
 
🔸 Scenario (Using Wheat 🌾)
  • You pay a premium of $5
  • You get the right to buy 100 kg of wheat at $100 (strike price) in 1 month
 
👉 If market price rises to $130:
  • You buy wheat at $100
  • Market value = $130
  • Profit = $30 − $5 = $25
 
👉 If market price falls to $90:
  • You don’t use the option
  • Loss = $5 (premium)


🔹 Put Option (Goods Example)
 
👉 A put option gives the right to sell goods at a fixed price.
 
🔸 Scenario (Using Rice 🍚)
  • You pay a premium of $5
  • You get the right to sell 100 kg of rice at $100 (strike price) in 1 month
 
👉 If market price falls to $70:
  • You buy rice at $70
  • Sell at $100
  • Profit = $30 − $5 = $25
 
👉 If market price rises to $120:
  • You don’t use the option
  • Loss = $5 (premium)


🔹 Key Idea
  • Call option (goods) → Profit when price goes up 📈
  • Put option (goods) → Profit when price goes down 📉
  • Premium = small cost for flexibility


🔹 Simple Summary
  • Call → Right to buy goods cheaper later
  • Put → Right to sell goods higher later
  • If not profitable → you only lose the premium


 

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