FINANCE

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KembaraXtra – Islamic Derivatives: Definition of a Futures Contract


🔹 Definition
 
A futures contract is a financial agreement between two parties to:
 
👉 Buy or sell a specific asset
👉 At a fixed price
👉 On a specified future date


🔹 Key Features
  • Binding obligation (both parties must perform)
  • Fixed price agreed today
  • Delivery or settlement happens in the future
  • Usually involves margin deposits


🔹 Simple Example
  • You agree today to buy palm oil at RM4,000 in 1 month
 
👉 After 1 month:
  • If price = RM4,500 → you gain RM500
  • If price = RM3,500 → you lose RM500
 

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