FINANCE

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KembaraXtra – Islamic Derivatives: Definition of an Option


🔹 Definition
 
An option is a financial contract that gives the buyer the right (but not the obligation) to:
  • Buy (call option), or
  • Sell (put option)
 
a specific asset at a fixed price (strike price) within a specified time period, in exchange for a premium paid to the seller.


🔹 Key Elements
  • Right, not obligation
  • Strike price → fixed agreed price
  • Premium → cost of the option
  • Time period → must be exercised before expiry


🔹 Simple Summary
 
👉 Option = right to buy or sell later at a fixed price, with a cost (premium)
 

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