FINANCE

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KembaraXtra-Islamic Finance–Islamic Capital Market
Beta (β): Measure of Systematic Risk


What Beta Means
Beta is a measure of systematic risk, which is the risk that affects the entire market and cannot be removed through diversification. It shows how sensitive a security (such as a stock) is to movements in the overall stock market.


Market as the Benchmark


  • The overall market is assigned a beta of 1.
  • Beta compares a stock’s price movement relative to this market benchmark.




How to Interpret Beta Values


  • Beta = 1: The security moves in line with the market.
    Example: If the market rises by 10%, the stock is expected to rise by about 10%.
  • Beta > 1: The security is more volatile than the market.
    Example: A beta of 1.5 means the stock is 50% more volatile than the market. If the market goes up by 10%, the stock may rise by about 15%, and if the market falls by 10%, the stock may fall by about 15%.
  • Beta
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