FINANCE

Published on
KembaraXtra–Islamic Finance–Islamic Capital Market-
Direct Investment

Direct investment refers to a situation where private equity investors invest directly into a specific company or project, rather than through an intermediary fund.

  • Investors participate directly in the target company
  • Allows investors to personally verify Shari’ah compliance of the business, contracts, and operations
  • Requires significant time, expertise, and resources to analyse the investment
  • Investors must conduct due diligence, including business model, financial structure, and Shari’ah screening
  • Typically structured using Musharakah or Mudarabah, ensuring profit-and-loss sharing
  • Offers greater control and transparency, but also higher risk due to limited diversification
Example:
An investor directly invests in a halal food processing company under a Musharakah agreement. The investor reviews the company’s activities, financing methods, and contracts to ensure Shari’ah compliance, and then shares profits or losses based on capital contribution.


Simple summary:
👉 Direct investment gives maximum control and Shari’ah assurance, but demands more effort, expertise, and risk from the investor.


Picture
0 Comments