FINANCE

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Kembaraxtra-Islamic Finance-Islamic Capital Market-Secondary Market

• The secondary market is where existing securities such as shares and Islamic bonds (Sukuk) are traded among investors.
• Securities must first be issued in the primary market before they can be traded in the secondary market.
• In the secondary market, no new securities are created; only already-issued securities are exchanged.
• Major global secondary markets include exchanges such as New York Stock Exchange, NASDAQ, S&P Islamic Indices, and Dow Jones Islamic Market Indices.
• Trading in the secondary market takes place without the involvement of the issuing company.
• When an investor buys a share in the secondary market, the payment goes to another investor, not to the company.
• The issuing company remains uninvolved and unaffected by secondary-market trades.
• The stock exchange facilitates the transaction process by matching buyers and sellers.
• Brokers and dealers act as intermediaries to execute trades on behalf of investors.
• The secondary market provides liquidity, allowing investors to buy or sell securities at any time.
• Securities in the secondary market can be sold multiple times, with no restriction on frequency.

Simple Example (How Trading Works)

• An investor wants to buy shares of a listed company.
• The order is placed through a broker on the stock exchange.
• The shares are purchased from another investor, not from the company.
• The seller receives the money; the buyer receives the shares.
• The company does not receive funds from this transaction.

Operational Categories of the Secondary Market

1. Auction Markets
• Buyers and sellers submit bids and offers.
• Prices are determined by supply and demand.
• Most stock exchanges operate as auction markets.

2. Dealer Markets
• Dealers quote buy and sell prices.
• Dealers trade from their own inventories.
• Prices are set by dealers rather than by auction.

3. Broker’s Markets
• Brokers act as agents.
• They do not trade on their own account.
• They earn commissions for matching buyers and sellers.

4. Exchange Markets
• Organised and regulated platforms.
• Trading occurs under standard rules and procedures.
• Provides transparency and investor protection.

Link to Primary Market


• Primary market issues new shares; secondary market trades existing shares.
• Primary market raises funds for companies; secondary market provides liquidity for investors.
• Underwriters act as intermediaries in the primary market; brokers act as intermediaries in the secondary market.
• Securities are sold once in the primary market but many times in the secondary market.


One-Line Exam Answer

The secondary market enables trading of existing securities among investors, provides liquidity and price discovery, and operates independently of the issuing company through organised exchanges and intermediaries.



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